Does my insurance cover therapy in Hoboken, NJ?

Today, most plans include [some sort of coverage for mental health care](https://headway.co/clients/understanding-health-insurance). You can check your mental health coverage for your current plan by doing any of the following: - Enter your insurance plan details on [Headway](https://headway.co) to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How much will my therapy session cost in Hoboken, NJ?

Once you select a therapist and enter [your insurance details](https://headway.co/clients/understanding-health-insurance), we'll verify your insurance and estimate your in-network session costs. Because we partner with 70+ of the nation's top insurance plans, we're able to provide you with accurate estimates before you even book.

How do I find a therapist in Hoboken, NJ who accepts my insurance?

Select your state and insurance on [Headway](https://headway.co) — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who match your preferences and accept your plan, and you'll be able to review their profiles and book directly.

Which insurance plans does Headway accept in Hoboken, NJ?

Headway therapists are currently able to accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates. These larger insurance networks also administer mental health benefits for third-party insurance carriers, and often our providers are able to accept those, as well.

Do I have to pay to use Headway?

No, it doesn't cost anything to find a therapist on Headway. Once you're ready to book, we'll find [your mental health benefits](https://headway.co/clients/understanding-health-insurance) and show you a price estimate per session. You won't be charged until after the session.

When am I going to be charged?

A few days before [your first session](https://headway.co/clients/first-therapy-session), we'll verify your account has enough funds by placing a temporary hold on your payment method. This hold will be the same amount as your estimated cost and will have "Headway" as the statement description. After your session, we'll cancel this hold and issue a charge for the estimated cost.

How do I pay for my care?

You can pay by card (credit, debit, HSA, FSA, or HRA Card) or by connecting your bank account. After a session, your therapist will confirm the details and we'll bill your payment method on file. We're able to bill you at the time of service because our system reads your benefits in real time (vs. waiting for your claim to process).

Are video visits with a therapist online covered by my insurance?

Most insurance plans will cover telehealth services (video visits). When you add [your insurance details](https://headway.co/clients/understanding-health-insurance), we can help determine if telehealth is covered by your specific plan.

Are all the clinicians on Headway licensed?

Yes, all clinicians on Headway are required to be fully licensed. Headway clinicians include talk therapists (LMHC, LCSW, LMFT, Counselor, LPC, LP, LCAT, and Psychologist) and medication management providers (Psychiatrists, Nurse Practitioners, MDs, and DOs).

Is online therapy more affordable than in-person therapy?

It depends. If you're using insurance, online and in-person therapy often cost about the same, [based on your coverage and provider network](https://headway.co/clients/understanding-health-insurance). Some find online care more convenient and accessible. With Headway, you can find therapists who accept your insurance and get a cost estimate before you book.

Is there a difference between a therapist, counselor, or psychiatrist?

Yes. “Therapist” and “counselor” are general terms for professionals who provide talk therapy for mental health challenges. Their titles may vary based on training and licenses. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes offer therapy. On Headway, you can find both therapists and psychiatrists to support your needs.

What can I expect at my first therapy session?

In your first session, think of it as an opportunity for you and your therapist to get to know each other. They'll likely ask about what brought you to seek therapy and about your goals. Together, you'll figure out what works best for you, and set a comfortable rhythm for sessions that follow. Not sure where to start? Headway's directory makes it easy to find a therapist who fits your needs and takes your insurance, helping you feel confident walking into your first session. Explore therapists in Hoboken, NJ and view their profiles for more information on who they are and how approach their sessions.

Is virtual therapy with a New Jersey therapist an option for me if I’m located in a different state?

There are a few factors the determine if you can see a provider in New Jersey from your state. First, New Jersey and your state must be reciprocity states, which is an agreement that effectively allows a licensed professional to "transfer" their license to the other state. Additionally, the provider must go through the reciprocity licensing process. Headway's directory shows you all of the providers licensed in New Jersey, making it easy to tell which providers you can see virtually from your location. Individual provider's profiles provides information on where they're located and what modalities they offer.

What therapy types do Headway's therapists offer?

Headway's network includes a range of therapy styles—think Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and more. There are therapists trained in everything from solution‑focused work to trauma-informed or family therapy. With Headway, you can explore and connect with therapists in Hoboken, NJ who matches your needs. Use Headway's directory to find someone who offers the kind of care you're looking for, in a way that resonates with you.

Find a therapist in Hoboken, NJ — covered by insurance

Cary Hamilton

Therapist

Virtual & in-person • <1 mi away

404 Ogden Avenue, Jersey City, NJ

“Through the steady work of connection and containment, what feels like pain and failure can become the doorway to meaningful change.”

Anxiety, Family Issues, Grief or loss, PTSD,

Creative, Empowering, Humorous

Accepts Aetna, Providence Health Plan

Offers free consultationsView profile and book

Diego Giraldo

Psychiatric Mental Health NP

Virtual & in-person • <1 mi away

51 Newark Street, Hoboken, NJ

“I believe effective treatment comes from a collaborative partnership. Together we will develop a personalized treatment plan that supports both symptom relief and long-term wellness.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Inquisitive, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Adriana Arteta

Therapist

Virtual & in-person • 3.1 mi away

426 57th Street, West New York, NJ

My name is Adriana Arteta and I have 11 years of experience. I have worked with many different populations and now I am focusing now on adult individual therapy.

Anger Management, Anxiety, Depression, Family Issues,

Empowering, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

View profile and book

John Milius

Therapist

Virtual & in-person • <1 mi away

223 Bloomfield Street, Hoboken, NJ

“I believe counseling should be a safe and supportive space where you can be yourself, feel heard and understood, and work through life's challenges without judgment.”

Anxiety, Bipolar Disorder, Depression, Grief or loss,

Empowering, Open-minded, Participatory

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Natalya Fryazin

Therapist

Virtual & in-person • 4.1 mi away

7717 Bergenline Avenue, North Bergen, NJ

“I advocate and highly value a compassionate, non-judgmental acceptance style emphasizing deep human encounters between the therapist and the client.”

Anger Management, Anxiety, Depression, Grief or loss,

Empowering, Inquisitive, Open-minded

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Fernando Vazquez

Therapist

Virtual & in-person • 6.2 mi away

78 Fillmore Street, Newark, NJ

“My style is inquisitive and conversational. Former clients have described it as if they were talking to an old friend.”

Anxiety, Depression, Family Issues, PTSD,

Humorous, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Lauren Walsh

Therapist

Virtual & in-person • 6.6 mi away

543 Elm Avenue, Ridgefield, NJ

“I use an integrative approach, meaning a variety of therapeutic interventions from different treatment modalities I'm trained in.”

Anxiety, Depression, Family Issues, PTSD,

Empowering, Humorous, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

James Alfano

Therapist

Virtual & in-person • 7.2 mi away

630 Washington Avenue, Belleville, NJ

I’ve very open minded and calm. I try to meet my clients where they are and gain a better understanding of goals they would like to reach or areas of their life they may be struggling to cope with.

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Challenging, Creative, Humorous

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Brittany Santiago

Therapist

Virtual & in-person • 7.8 mi away

569 Doctor Martin Luther King Junior Boulevard, Newark, NJ

“I aim to create a space that is relaxed, collaborative, and client-centered. Humor, tears, and curse words are always welcome!”

ADD/ADHD, Anxiety, Depression, OCD

Affirming, Humorous, Warm

Accepts Aetna insurance

Offers free consultationsView profile and book

Schaune Gamble

Therapist

Virtual & in-person • 7.8 mi away

569 Doctor Martin Luther King Junior Boulevard, Newark, NJ

“I come from a diverse background which assists me while working with individuals, couples and families from different backgrounds, sexual orientations and religions.”

Anxiety, Depression

Affirming, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Abe Goico

Therapist

Virtual & in-person • 7.3 mi away

236 Belleville Avenue, Belleville, NJ

“My style is person centered, which means I focus on what you want to get out of therapy and move at the pace you want to go.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Holistic, Open-minded, Solution-oriented

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

View profile and book

Mylene Alberto

Psychiatric Mental Health NP

Virtual & in-person • 6 mi away

725 River Road, Edgewater, NJ

“My goal is to provide thoughtful, individualized care that helps you feel understood, supported, and empowered in your mental health journey.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Affirming, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

View profile and book

Dr. Shira Freudenberger

Psychologist

Virtual & in-person • 9 mi away

115 Elmwood Avenue, Passaic, NJ

“My goal is to help you cope with any of life's challenges so that you can lead a healthier and more fulfilling life.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Empowering, Solution-oriented, Warm

Accepts Aetna insurance

View profile and book

Valerie Rawls

Therapist

Virtual & in-person • 5.9 mi away

596 Anderson Avenue, Cliffside Park, NJ

“I have been providing treatment services to young people with intellectual disabilities and ADHD for almost 20 years.”

ADD/ADHD, Family Issues

Affirming, Solution-oriented, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

Offers free consultationsView profile and book

Dr. Stephanie Cedeno

Therapist

Virtual & in-person • 9.8 mi away

57 Cedar Lane, Teaneck, NJ

“Dr. Cedeño uses a trauma and grief-informed approach by ensuring a safe, affirming, and nonjudgemental therapeutic space...”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Direct, Humorous

Accepts Aetna insurance

Offers free consultationsView profile and book

Hudson Robinson

Therapist

Virtual & in-person • 10 mi away

660 South 21st Street, Irvington, NJ

“I believe every client is strong enough to confront their undesirable behaviors and challenge themselves to overcome the problems in their lives...”

Anger Management, Family Issues, Substance Abuse / Addiction

Empowering, Open-minded, Solution-oriented

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

View profile and book

Tzvi Friedman

Therapist

Virtual & in-person • 8.5 mi away

661 Franklin Avenue, Nutley, NJ

“A specialty of mine is helping boys and men successfully find their voice, respond to stress in productive ways, and cultivate self-respect.”

Anxiety, Depression, PTSD, Trauma

Affirming, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Blue Cross Blue Shield of Massachusetts,

View profile and book

Dannette Coston

Therapist

Virtual & in-person • 10 mi away

50 Clinton Place, Hackensack, NJ

“The most important part of therapy is the connection between client and therapist. In our initial sessions I am an attentive listener.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Affirming, Holistic, Warm

Accepts Aetna, United Healthcare, Cigna,

Offers free consultationsView profile and book

Chery Jones

Therapist

Virtual & in-person • 9.3 mi away

299 Glenwood Avenue, Bloomfield, NJ

“I help clients to learn healthy coping strategies, modify maladaptive behaviors, improve interpersonal skills, and foster emotional resilience.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Holistic, Participatory

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

View profile and book

Gillious Soler

Therapist

Virtual & in-person • 11 mi away

18-20 Lackawanna Plaza, Montclair, NJ

“I specialize in PTSD, complex trauma, anxiety, ADHD, emotional dysregulation, urges, impulsivity, compulsive behaviors, guilt, and shame.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Solution-oriented, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Dr. Shawnda McEwen

Therapist

Virtual & in-person • 11 mi away

560 Sylvan Avenue, Englewood Cliffs, NJ

“I believe that everyone already has the tools they need to be their most productive and successful self.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Affirming, Direct, Empowering

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Dr. Nicole Christian

Therapist

Virtual & in-person • 11 mi away

85 Park Street, Montclair, NJ

“I value very highly my clients' culture, their intersecting identities, and attend to the ways in which systems of power and oppression influence clients' lives.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

View profile and book

Jillian Myers

Therapist

Virtual & in-person • 11 mi away

366 Main Street, West Orange, NJ

“I aim to create a space that feels supportive, real, and comfortable enough for that kind of deeper work to happen.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Affirming, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

View profile and book

Anthony Nieto

Therapist

Virtual & in-person • 9.8 mi away

100 Market Street, Clifton, NJ

“I believe therapy should be a collaborative, supportive, and nonjudgmental space where you feel comfortable being yourself.”

Anger Management, Anxiety, Depression, Family Issues,

Open-minded, Solution-oriented, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

Offers free consultationsView profile and book

Natalie Gayle

Psychiatric Mental Health NP

Virtual & in-person • 11 mi away

28 Valley Road, Montclair, NJ

“I have worked in Mental Health x 20 years, in psychiatric emergency rooms, psychiatric hospitals, and out-patient clinics.”

ADD/ADHD, Anxiety, Depression

Empowering, Holistic, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Daniel Erbach

Therapist

Virtual & in-person • 11 mi away

28 Valley Road, Montclair, NJ

“I would love the opportunity to guide you on your own special journey to greater life satisfaction, one that is truly worth living.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Empowering, Solution-oriented, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

View profile and book

Sheldon Morris

Therapist

Virtual & in-person • 9.9 mi away

764 Palisade Avenue, Teaneck, NJ

“My mission is to empower clients with the tools to help them thrive, no matter what struggles life brings their way.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Direct, Empowering, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna

View profile and book

Thomas Graglia

Therapist

Virtual & in-person • 11 mi away

311 Claremont Avenue, Montclair, NJ

Hi, I'm Tom! Often, life can leave us in mental and emotional survival mode. I am passionate about helping people move from simply surviving towards thriving. My goal is to create a safe space to empower you to live your life to the fullest.

Anger Management, Anxiety, Depression, Family Issues,

Empowering, Humorous, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

Offers free consultationsView profile and book

Sun Kim

Therapist

Virtual & in-person • 9.1 mi away

2460 Lemoine Avenue, Fort Lee, NJ

“I try to provide empathy as well as to empower clients so that they can take the major role in their own therapy.”

ADD/ADHD, Anxiety, Depression, Eating Disorders,

Empowering, Humorous, Open-minded

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Alexander Osterman

Therapist

Virtual & in-person • 11 mi away

208 Anderson Street, Hackensack, NJ

“By blending Stoic principles with modern therapeutic techniques, I help clients develop a robust mental framework to face adversities and cultivate inner strength and tranquility.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Solution-oriented, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Virginia Njihia

Psychiatric Mental Health NP

Virtual & in-person • 12 mi away

1549 Springfield Avenue, Maplewood, NJ

“My approach blends evidence-based care with deep empathy, ensuring each client feels heard, supported, and empowered throughout their treatment journey.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Holistic, Solution-oriented, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Melinda Reyes

Therapist

Virtual & in-person • 11 mi away

18-20 Lackawanna Plaza, Montclair, NJ

“I'm passionate about helping people shift their perspective and see new possibilities because I believe that tending to your mental health is one of the most powerful steps toward living a full, meaningful life.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Empowering, Open-minded, Solution-oriented

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

Offers free consultationsView profile and book

Brande Lauretta

Therapist

Virtual & in-person • 11 mi away

18-20 Lackawanna Plaza, Montclair, NJ

“I specialize in working with trauma survivors and provide a compassionate, supportive, and nonjudgmental space where you can feel safe exploring your experiences at your own pace.”

Anxiety, Bipolar Disorder, Depression, PTSD,

Direct, Empowering, Open-minded

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Dr. Kristi Corcoran

Psychologist

Virtual & in-person • <1 mi away

221 River Street, Hoboken, NJ

“I provide a compassionate and acceptance-based environment which encourages clients to embrace vulnerability and growth to facilitate reflection, healing, and change.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Open-minded, Participatory

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna

Offers free consultationsView profile and book

Martin Gillespie

Psychiatric Mental Health NP

Virtual & in-person • <1 mi away

50 Harrison Street, Hoboken, NJ

“My years of caring for people during vulnerable and challenging times have shaped my compassionate, whole-person approach to mental health care.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Empowering, Solution-oriented, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health

View profile and book

Lauren Klahr

Therapist

Virtual & in-person • 12 mi away

257 Ridge Street, New Milford, NJ

“I bring warmth and fun to my sessions which helps me connect with my clients and tackle their individual needs.”

Anxiety, Depression, Family Issues

Affirming, Humorous, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Viviana Villalobos

Therapist

Virtual & in-person • 12 mi away

1767 Morris Avenue, Union, NJ

“I have extensive clinical experience working with the Hispanic population. I have expertise in trauma focused therapy and evidence-based interventions for children, adolescents and adults.”

Anxiety, Depression, Grief or loss, Infertility,

Empowering, Solution-oriented, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Dr. Y. Yitz Wenick

Psychologist

Virtual & in-person • 11 mi away

275 Winthrop Road, Teaneck, NJ

“I specialize in working with high-risk clients, individuals with personality disorders and people with complex mental health histories...”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Direct, Empowering, Humorous

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Jessica Saramago

Therapist

Virtual & in-person • 11 mi away

295 Rochelle Avenue, Rochelle Park, NJ

“My name is Jessica Saramago, and I am a bilingual (English/Spanish) Licensed Clinical Social Worker (LCSW).”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Direct, Solution-oriented, Warm

Accepts Aetna, Cigna, AmeriHealth New Jersey,

Offers free consultationsView profile and book

Max Friedmann

Psychologist

Virtual & in-person • 11 mi away

80 Park Street, Montclair, NJ

“Therapy is a relationship through which we can know ourselves more deeply and experience new ways of thinking, feeling, and behaving.”

Anxiety, Bipolar Disorder, Depression, PTSD,

Challenging, Humorous, Inquisitive

Accepts Aetna insurance

View profile and book

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Find a therapist in Hoboken, NJ — covered by insurance

Top therapists in Hoboken, NJ accepting new patients

Frequently asked questions

Does my insurance cover therapy in Hoboken, NJ?

How much will my therapy session cost in Hoboken, NJ?

How do I find a therapist in Hoboken, NJ who accepts my insurance?

Which insurance plans does Headway accept in Hoboken, NJ?

Do I have to pay to use Headway?

When am I going to be charged?

How do I pay for my care?

Are video visits with a therapist online covered by my insurance?

Are all the clinicians on Headway licensed?

Is online therapy more affordable than in-person therapy?

Is there a difference between a therapist, counselor, or psychiatrist?

What can I expect at my first therapy session?

Is virtual therapy with a New Jersey therapist an option for me if I’m located in a different state?

What therapy types do Headway's therapists offer?

Find the right therapist for you

Find the right therapist for you